Credit Card Dumps Cashout Tips for all Carders

Credit Card Dumps Cashout Tips

A credit card dump is a digital duplicate of sensitive information from an active credit card’s magnetic strip that has been obtained without permission. The data may then be utilized to generate a counterfeit credit card. As credit card forgeries, identity theft, and other forms of cybercrime have become more common, the phrase “credit card dump” has emerged from the underground and into the mainstream lexicon.

The Methods Used by Criminals and Hackers to Obtain Credit Card Databases.

There are three separate tracks of data on the magnetic strip. Credit card numbers, cardholder names, and expiry dates may all be found in the first recording. Credit card information (including expiry date) may be found on the second track. Information on loyalty programs for customers makes up the third segment

  • A credit card skimmer, which is an illegal card reader that is affixed to the mouth of a real card reader to copy credit card data. Automated teller machines (ATMs) are prime targets for affixing credit card skimmers.
  • A malware-infected point of sale (POS) system
  • A data breach
  • Phishing websites

Credit card skimmers are a common way for criminals to get their hands on credit card data dumps. Current credit card swipe machines, such as those seen at ATMs and petrol pumps, may be retrofitted with skimming devices. The skimming gadget records data from magnetic strips on credit cards when a consumer swipes their card through it. Hacking a retailer’s credit card terminals or putting malware on their computers is another way to collect credit card dumps.

A digital copy of the stolen credit card information is then created – referred to as a credit card dump. Credit card dumps are sold on the internet (including the dark web) to fraudsters, primarily through wire transfer or cryptocurrency. The fraudsters either use the credit card dump to clone credit cards to make unauthorized purchases at brick-and-mortar stores or online or to resell to other buyers.

You can get by with very little damage to your finances if your credit card information is stolen. A 19-year-old man traded 15 credit card dumps for a DSLR camera and $250 in cash, according to a 2012 article. When purchasing 10 trash cans, the total financial outlay was around $25. A credit card thief may do a lot of damage before the card issuer or the cardholder knows, so this is a minor price to pay.

Dumps Cashout Guide – Track 1,2,3

Credit Card Dumps are used by carders to clone real cards and then use the clones as genuine ones. So, those clones are duplicates of the real cards and can be used as real cards. How is it possible?

The answer is Dump!

The dump is bank data connected to a bank account and encoded into the magnetic strip of the bank card. So each card is attached to a bank account. The card is a terminal that allows the account owner to access his account fund without the necessity to walk into the bank. Cards can be used with ATMs or POSs, this is also bank terminals. So if someone gets access to the information stored in the magnetic strip of the card then he has full access to the owner’s card account and the money saved in it.

The hacking of a dump from the card is not difficult. Skimming, sniffing, or hacking are methods for obtaining dumps. As a result, every time someone uses their card to make a purchase, they run the danger of having their card information stolen.

The standard three tracks for bank dumps exist, but if any one of them is accurate and there are enough cash in the account, the card can be used and the requested transaction can be approved.

The name of the card’s possessor appears only on Track 1 of the card. Carders frequently alter the name on the track to match the names on their false identification cards or the names engraved on plastic. This track is written with code known as odd parity or DEC SIXBIT. 

Tracks Dump Format – How to Write Dumps 

B5466160081187237^SHORT/JAMES D ^140910100000023001000000415000000

START SENTINEL = is 1 character, usual %

FORMAT CODE = a single character, financial cards format code is B

PRIMARY ACCOUNT NUMBER (PAN) = usual is the card number, but not always

FIELD SEPARATOR = financial cards use a single symbol for it which is ^

NAME OF CARD HOLDER = contain 2 until 26 characters

FIELD SEPARATOR = symbol for it is ^

EXPIRE DATE = in format YYMM (year, month)

SERVICE CODE = three characters

DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY (it is not the ATM PIN), card verification value, CVV.

END SENTINEL = is 1 character, usual?

Track 2 is the track developed by the banking industry and it is a most important track of a dump. Almost all dumps will work if this track 2 is correct. It is written with a 5 bit-scheme, 4 data bits, and 1 parity. This track data format is

START SENTINEL = is usual 1 character;

PRIMARY ACCOUNT NUMBER (PAN) = usual the card number

SEPARATOR = usual symbol = is used

EXPIRE DATE = in YYMM format

SERVICE CODE = a three digits code

DISCRETIONARY DATA = which may contain PIN VERIFICATION KEY  (it is not the ATM PIN), card verification value, CVV

END SENTINEL = usual the symbol?

Track 3 is virtually unused by the major worldwide networks. It was developed by Thrift Saving Industry. Points Of Sales does not read this track.


Credit Card Service Code

The card service code is a 3 digits code present in both track 1 and tracks 2. Each of the 3 digits of the code has a meaning and reading these digits together as a service code let us know where and how the card can be used.

If the first digit is:

1-card is for international use

2-card is for international use but has a chip

5-card is for national use

6-card is for national use but has a chip

7-card is not good for interchange except for bilateral agreements

9-test card

If the second digit is:

0-card is normal, without restriction

2-issuer must be contacted via online means

4-issuer must be contacted via online means except under bilateral agreements

If the last digit is:

0-no restriction but a PIN is required

1-no restrictions

2-card can be used for goods and services payments but not for cash

3-ATM use only, PIN is required

4-cash only

5-card can be used for goods and services payment but not for cash but PIN is required

6-no restrictions, PIN should be used where is feasible

7-card can be used for goods and services payment but not for cash but PIN should be used where is feasible

So, the card magnetic strip or/and chip contain all the information to access and operate a bank account connected to this card. If someone copied a card magnetic strip, that person can use a machine called MSR, Magnetic Strip Reader-Writer, and write the data from the card to another card and use the clone as the genuine card.

If you think that it is hard to copy the magnetic strip to a card you must know that a simple swipe to a mini MSR or the swipe of a card in a compromised POS is all the carders need to get the data from the genuine card and get the access to the card owners account. So it’s easy to start the business


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